How Much Is a Flat at Block 122 Bishan St 12 Worth?

4 Room · Built 1986 · 58 years 10 months remaining MOP Cleared

Last updated: 13 Jun 2026

Latest Sale

$650,000

2026-04 · 4 Room

Median $/sqm

$5,919

Based on 26 txns

Total Txns

26

Since data available

5-Yr Trend

▲25.0%

vs 5 years ago

What Will You Actually Walk Away With?

Select your flat and storey. We'll calculate your estimated cash in hand, CPF refund, and all deductions — including accrued interest and resale levy.

Flat Type

Storey Band (closest to your floor)

How did you buy?

What are you thinking of buying next?

Market Demand

📊 Moderate activity — a specialist agent can position your flat to the right buyer.

Based on recent sales data · Updates monthly

Sold at this block (6mo)

2 flats ⚡

AVG. DAYS TO OFFER

~90 days

Transaction density proxy

BUYER DEMAND

4.0 / 10

Block Specialists

Connect with agents who know this block — coming soon.

Lease Clock

Sell Now
0 yrs 58 years left 99 yrs

Key threshold: 60 years

Buyer financing is already restricted

Your block has 58 years of lease left. Buyers already face CPF usage limits and lower loan quantum when purchasing. This means fewer buyers qualify, and those who do will negotiate harder. Selling sooner gives you a larger buyer pool and a stronger sale price.

A specialist agent can target the right buyers and negotiate the best possible outcome for you.

Transaction History 26 total

Date Floor Type sqm Price $/sqm
2026-04 10 TO 12 4 Room 84 $650,000 $7,738
2026-01 10 TO 12 4 Room 84 $718,000 $8,548
2023-03 04 TO 06 4 Room 84 $583,888 $6,951
2022-12 01 TO 03 4 Room 104 $660,000 $6,346
2022-10 10 TO 12 4 Room 84 $617,000 $7,345
2022-10 04 TO 06 4 Room 105 $738,000 $7,029
2022-03 01 TO 03 4 Room 84 $480,000 $5,714
2021-06 04 TO 06 4 Room 104 $585,000 $5,625
2021-05 01 TO 03 4 Room 90 $520,000 $5,778
2021-04 01 TO 03 4 Room 84 $480,000 $5,714
2021-03 04 TO 06 4 Room 105 $580,000 $5,524
2021-02 07 TO 09 4 Room 105 $618,000 $5,886
2020-12 01 TO 03 4 Room 105 $500,000 $4,762
2020-11 10 TO 12 4 Room 84 $485,000 $5,774
2020-02 07 TO 09 4 Room 104 $592,500 $5,697
2020-01 07 TO 09 4 Room 84 $510,000 $6,071
2019-03 01 TO 03 4 Room 84 $400,000 $4,762
2019-02 10 TO 12 4 Room 105 $582,000 $5,543
2019-01 10 TO 12 4 Room 84 $505,000 $6,012
2018-07 01 TO 03 4 Room 84 $400,000 $4,762
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About Block 122 Bishan St 12

Flats at Block 122 Bishan St 12 have been selling at a median of $8,143/sqm, mainly 4-room flats at $684,000 median, with 2 transactions recorded.

The block is a 7-minute walk from Bishan MRT Station (575m) and is near Bishan Junction 8 mall (624m, 8 min walk). It is also near Kuo Chuan Presbyterian Primary School (874m, 11 min walk) and First Toa Payoh Primary School (1619m, 20 min walk).

All data is sourced from data.gov.sg and updated daily.

What's Near Block 122 Bishan St 12?

Facilities and transport within a 15-minute walk. Walking times are route-based.

MRT / LRT

BISHAN MRT STATION 575m · 7 min

Nearby Schools

KUO CHUAN PRESBYTERIAN PRIMARY SCHOOL 874m · 11 min

Shopping Malls

Bishan Junction 8 624m · 8 min

Parks

CLOVER WAY PG 836m · 11 min
KALLANG LINEAR PARK 1154m · 14 min

Community Facilities

Bishan CC 370m · 5 min
Bishan Library 593m · 8 min

Other Blocks on Bishan St 12

Frequently Asked Questions

How much is a flat at Block 122 Bishan St 12?

Based on 26 recorded transactions, the median resale price is $684,000. The most recent sale was $650,000 in 2026-04.

Median by flat type (last 24 months)

Flat Type Most Recent Median
4 Room $684,000

What is my flat worth at Block 122?

The overall median resale price at Block 122 Bishan St 12 is $684,000. Prices have risen 25.0% over the past 5 years.

How much cash will I actually receive when I sell my flat at Block 122?

Your gross sale proceeds are what the buyer pays. From that, three things are deducted: your outstanding loan, your CPF principal (all CPF savings used for the flat, returned to your CPF OA), and CPF accrued interest (the interest CPF calculates on those savings at 2.5% p.a., compounded annually). What remains after these deductions is your cash in hand. Use the What's Your Flat Worth? calculator above to estimate your actual cash take-home based on Block 122 prices.

What is CPF accrued interest and why does it reduce my sale proceeds?

When you buy a flat using CPF, those funds are considered a loan from your CPF OA to yourself. When you sell, CPF Board requires you to return the principal plus the interest those funds would have earned had they stayed in your OA — currently 2.5% per annum, compounded. This is not a penalty or a fee paid to anyone; the money goes back into your CPF OA. However, it does reduce your cash proceeds — and the longer you have owned the flat, the larger the accrued amount. Use the CPF Accrued Interest Calculator above to estimate your deduction before you decide to sell.

How active is the resale market at Block 122?

Block 122 has recorded 26 resale transactions — roughly 1.1 sales per month over the past 24 months. The latest transaction closed in 2026-04.

What flat types are available at Block 122?

Block 122 Bishan St 12 has 4 Room units.

How much can I unlock to upgrade if I sell my HDB at Block 122?

Selling to upgrade means planning both timelines and funds. Your proceeds split into cash in hand (for your next downpayment and transition costs) and CPF refund (returned to CPF OA). Use the What's Your Flat Worth? calculator above to estimate the equity you can deploy for your next home.

What is the remaining lease for Block 122?

Block 122 was built in 1986 with a 99-year lease. It has approximately 58 years 10 months remaining.

Does Block 122's remaining lease affect its resale value?

At 59 years remaining, most buyers still qualify for full CPF usage. Buyers in their late 30s or older may see slight CPF caps depending on their age, but the effect on your buyer pool is small. Pricing at market rate remains straightforward.

When can I sell my flat at Block 122 Bishan St 12?

Flats at Block 122 Bishan St 12 have cleared their 5-year Minimum Occupation Period (MOP) and are eligible for resale on the open market. You can list your flat now.

How long does it take to sell an HDB flat?

The standard HDB resale process takes approximately 8–12 weeks from granting the Option to Purchase (OTP) to the completion appointment. This includes HDB resale application, HDB valuation, CPF usage approval, and final appointment scheduling.

Can I sell my HDB flat without an agent?

Yes — HDB's resale portal allows you to handle the transaction yourself. However, for owners upgrading to their next home, an experienced agent helps align pricing, buyer negotiation, and completion timing so your next purchase is less exposed to delays. The typical 1–2% commission is often recovered through a stronger sale outcome.

What are the costs of selling an HDB flat?

Typical costs for a seller:

Agent commission ~1–2% of sale price
Legal / conveyancing ~S$500 (HDB) or ~S$2,000 (private)
HDB admin fee S$80
Resale levy S$15,000–S$55,000 (if applicable)
Seller stamp duty None (after MOP)
Total (est.) on $684,000 excl. levy $14,260 to $15,760