How Much Is a Flat at Block 186 Bishan St 13 Worth?

Executive · Built 1987 · 59 years 11 months remaining MOP Cleared

Last updated: 19 Oct 2026

Latest Sale

$1,180,000

2026-09 · Executive

Median $/sqm

$6,601

Based on 27 txns

Total Txns

27

Since data available

5-Yr Trend

▲31.9%

vs 5 years ago

What Will You Actually Walk Away With?

Select your flat and storey. We'll calculate your estimated cash in hand, CPF refund, and all deductions — including accrued interest and resale levy.

Flat Type

Storey Band (closest to your floor)

How did you buy?

What are you thinking of buying next?

Market Demand

📊 Moderate activity — a specialist agent can position your flat to the right buyer.

Based on recent sales data · Updates monthly

Sold at this block (6mo)

2 flats ⚡

AVG. DAYS TO OFFER

~90 days

Transaction density proxy

BUYER DEMAND

4.3 / 10

Block Specialists

Connect with agents who know this block — coming soon.

Lease Clock

Sell Now
0 yrs 59 years left 99 yrs

Key threshold: 60 years

Buyer financing is already restricted

Your block has 59 years of lease left. Buyers already face CPF usage limits and lower loan quantum when purchasing. This means fewer buyers qualify, and those who do will negotiate harder. Selling sooner gives you a larger buyer pool and a stronger sale price.

A specialist agent can target the right buyers and negotiate the best possible outcome for you.

Transaction History 27 total

Date Floor Type sqm Price $/sqm
2026-09 04 TO 06 Executive 146 $1,480,000 $10,137
2026-09 01 TO 03 Executive 146 $1,180,000 $8,082
2025-06 07 TO 09 Executive 142 $1,288,888 $9,077
2024-07 01 TO 03 Executive 146 $1,277,000 $8,747
2024-01 04 TO 06 Executive 153 $1,260,000 $8,235
2023-12 07 TO 09 Executive 146 $1,050,000 $7,192
2022-07 10 TO 12 Executive 142 $1,128,000 $7,944
2022-02 07 TO 09 Executive 146 $1,000,000 $6,849
2021-07 04 TO 06 Executive 146 $1,000,000 $6,849
2021-07 01 TO 03 Executive 146 $906,000 $6,205
2020-12 01 TO 03 Executive 146 $905,000 $6,199
2020-12 04 TO 06 Executive 146 $908,888 $6,225
2020-06 04 TO 06 Executive 146 $930,000 $6,370
2020-04 10 TO 12 Executive 146 $925,000 $6,336
2019-11 10 TO 12 Executive 146 $925,000 $6,336
2019-07 10 TO 12 Executive 146 $905,000 $6,199
2019-03 04 TO 06 Executive 146 $920,000 $6,301
2018-08 10 TO 12 Executive 146 $960,000 $6,575
2018-06 01 TO 03 Executive 146 $910,000 $6,233
2018-03 10 TO 12 Executive 146 $955,000 $6,541
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About Block 186 Bishan St 13

Flats at Block 186 Bishan St 13 have been selling at a median of $9,077/sqm over the last year, mainly executive flats at $1,288,888 median, with 1 transaction recorded.

The block is a 7-minute walk from Bishan MRT Station (523m) and is near Bishan Junction 8 mall (597m, 8 min walk). It is also near Kuo Chuan Presbyterian Primary School (281m, 4 min walk).

All data is sourced from data.gov.sg and updated daily.

What's Near Block 186 Bishan St 13?

Facilities and transport within a 15-minute walk. Walking times are route-based.

MRT / LRT

BISHAN MRT STATION 523m · 7 min

Nearby Schools

KUO CHUAN PRESBYTERIAN PRIMARY SCHOOL 281m · 4 min

Shopping Malls

Bishan Junction 8 597m · 8 min

Parks

KALLANG LINEAR PARK 557m · 7 min

Community Facilities

Bishan CC 340m · 5 min
Bishan Library 578m · 7 min

Other Blocks on Bishan St 13

Block 181 Bishan St 13 Block 185 Bishan St 13 Block 184 Bishan St 13

Frequently Asked Questions

How much is a flat at Block 186 Bishan St 13?

Based on 27 recorded transactions, the median resale price is $1,288,888. The most recent sale was $1,180,000 in 2026-09.

Median by flat type (last 24 months)

Flat Type Most Recent Median
Executive $1,288,888

What is my flat worth at Block 186?

The overall median resale price at Block 186 Bishan St 13 is $1,288,888. Prices have risen 31.9% over the past 5 years.

How much cash will I actually receive when I sell my flat at Block 186?

Your gross sale proceeds are what the buyer pays. From that, three things are deducted: your outstanding loan, your CPF principal (all CPF savings used for the flat, returned to your CPF OA), and CPF accrued interest (the interest CPF calculates on those savings at 2.5% p.a., compounded annually). What remains after these deductions is your cash in hand. Use the What's Your Flat Worth? calculator above to estimate your actual cash take-home based on Block 186 prices.

What is CPF accrued interest and why does it reduce my sale proceeds?

When you buy a flat using CPF, those funds are considered a loan from your CPF OA to yourself. When you sell, CPF Board requires you to return the principal plus the interest those funds would have earned had they stayed in your OA — currently 2.5% per annum, compounded. This is not a penalty or a fee paid to anyone; the money goes back into your CPF OA. However, it does reduce your cash proceeds — and the longer you have owned the flat, the larger the accrued amount. Use the CPF Accrued Interest Calculator above to estimate your deduction before you decide to sell.

How active is the resale market at Block 186?

Block 186 has recorded 27 resale transactions — roughly 1.1 sales per month over the past 24 months. The latest transaction closed in 2026-09.

What flat types are available at Block 186?

Block 186 Bishan St 13 has Executive units.

How much can I unlock to upgrade if I sell my HDB at Block 186?

Selling to upgrade means planning both timelines and funds. Your proceeds split into cash in hand (for your next downpayment and transition costs) and CPF refund (returned to CPF OA). Use the What's Your Flat Worth? calculator above to estimate the equity you can deploy for your next home.

What is the remaining lease for Block 186?

Block 186 was built in 1987 with a 99-year lease. It has approximately 59 years 11 months remaining.

Does Block 186's remaining lease affect its resale value?

At 60 years remaining, most buyers still qualify for full CPF usage. Buyers in their late 30s or older may see slight CPF caps depending on their age, but the effect on your buyer pool is small. Pricing at market rate remains straightforward.

When can I sell my flat at Block 186 Bishan St 13?

Flats at Block 186 Bishan St 13 have cleared their 5-year Minimum Occupation Period (MOP) and are eligible for resale on the open market. You can list your flat now.

How long does it take to sell an HDB flat?

The standard HDB resale process takes approximately 8–12 weeks from granting the Option to Purchase (OTP) to the completion appointment. This includes HDB resale application, HDB valuation, CPF usage approval, and final appointment scheduling.

Can I sell my HDB flat without an agent?

Yes — HDB's resale portal allows you to handle the transaction yourself. However, for owners upgrading to their next home, an experienced agent helps align pricing, buyer negotiation, and completion timing so your next purchase is less exposed to delays. The typical 1–2% commission is often recovered through a stronger sale outcome.

What are the costs of selling an HDB flat?

Typical costs for a seller:

Agent commission ~1–2% of sale price
Legal / conveyancing ~S$500 (HDB) or ~S$2,000 (private)
HDB admin fee S$80
Resale levy S$15,000–S$55,000 (if applicable)
Seller stamp duty None (after MOP)
Total (est.) on $1,288,888 excl. levy $26,358 to $27,858