How Much Is a Flat at Block 428 Clementi Ave 3 Worth?

3 Room, 4 Room · Built 1978 · 51 years 08 months remaining MOP Cleared

Last updated: 13 Jun 2026

Latest Sale

$483,888

2025-10 · 3 Room

Median $/sqm

$5,746

Based on 27 txns

Total Txns

27

Since data available

5-Yr Trend

▲10.2%

vs 5 years ago

What Will You Actually Walk Away With?

Select your flat and storey. We'll calculate your estimated cash in hand, CPF refund, and all deductions — including accrued interest and resale levy.

Flat Type

Storey Band (closest to your floor)

How did you buy?

What are you thinking of buying next?

Market Demand

⏳ Lower transaction volume — pricing and timing matter more here. A local expert helps.

Based on recent sales data · Updates monthly

Sold at this block (6mo)

0 flats ⚡

AVG. DAYS TO OFFER

—

Transaction density proxy

BUYER DEMAND

2.2 / 10

Block Specialists

Connect with agents who know this block — coming soon.

Lease Clock

Sell Now
0 yrs 51 years left 99 yrs

Key threshold: 60 years

Buyer financing is already restricted

Your block has 51 years of lease left. Buyers already face CPF usage limits and lower loan quantum when purchasing. This means fewer buyers qualify, and those who do will negotiate harder. Selling sooner gives you a larger buyer pool and a stronger sale price.

A specialist agent can target the right buyers and negotiate the best possible outcome for you.

Transaction History 27 total

Date Floor Type sqm Price $/sqm
2025-10 07 TO 09 3 Room 67 $483,888 $7,222
2025-09 01 TO 03 3 Room 67 $423,000 $6,313
2025-05 07 TO 09 3 Room 67 $480,000 $7,164
2025-04 07 TO 09 4 Room 91 $642,000 $7,055
2024-10 01 TO 03 4 Room 91 $593,000 $6,516
2024-08 04 TO 06 3 Room 67 $405,000 $6,045
2024-07 10 TO 12 3 Room 67 $419,000 $6,254
2024-03 04 TO 06 3 Room 67 $395,000 $5,896
2023-06 07 TO 09 3 Room 67 $400,000 $5,970
2023-05 04 TO 06 4 Room 91 $578,000 $6,352
2023-01 04 TO 06 3 Room 67 $385,000 $5,746
2022-12 04 TO 06 3 Room 67 $370,000 $5,522
2022-11 10 TO 12 4 Room 91 $530,000 $5,824
2022-06 01 TO 03 3 Room 67 $385,000 $5,746
2021-08 04 TO 06 4 Room 91 $555,000 $6,099
2021-07 07 TO 09 3 Room 67 $348,000 $5,194
2021-03 04 TO 06 3 Room 67 $350,000 $5,224
2021-01 01 TO 03 3 Room 82 $370,000 $4,512
2020-10 04 TO 06 4 Room 91 $510,000 $5,604
2020-10 07 TO 09 3 Room 67 $335,000 $5,000
Page 1 of 1

About Block 428 Clementi Ave 3

Flats at Block 428 Clementi Ave 3 have been selling at a median of $6,768/sqm over the last year, mainly 3-room flats at $453,444 median, with 2 transactions recorded.

The block is a 8-minute walk from Clementi MRT Station (608m) and is near West Coast Plaza mall (191m, 3 min walk). It is also near Clementi Primary School (430m, 6 min walk), Pei Tong Primary School (924m, 12 min walk), and Qifa Primary School (1284m, 16 min walk).

All data is sourced from data.gov.sg and updated daily.

What's Near Block 428 Clementi Ave 3?

Facilities and transport within a 15-minute walk. Walking times are route-based.

MRT / LRT

CLEMENTI MRT STATION 608m · 8 min

Nearby Schools

CLEMENTI PRIMARY SCHOOL 430m · 6 min
PEI TONG PRIMARY SCHOOL 924m · 12 min

Hawker Centres

Clementi Ave 3 Blk 448 243m · 3 min
West Coast Drive Blk 503 (Ayer Rajah Food Centre) 868m · 11 min
West Coast Drive Blk 502 (Ayer Rajah Market) 921m · 12 min

Shopping Malls

Clementi Mall 457m · 6 min

Parks

JALAN MAS PUTEH PLAYGROUND 587m · 8 min
TAMAN MAS MERAH PLAYGROUND 723m · 9 min

Community Facilities

Clementi CC 1215m · 15 min
Clementi Library 510m · 7 min

Other Blocks on Clementi Ave 3

Block 429 Clementi Ave 3 Block 427 Clementi Ave 3 Block 445A Clementi Ave 3

Frequently Asked Questions

How much is a flat at Block 428 Clementi Ave 3?

Based on 27 recorded transactions, the median resale price ranges from $385,000 (3 Room) to $550,500 (4 Room). The most recent sale was $483,888 in 2025-10.

Median by flat type (last 24 months)

Flat Type Most Recent Median
3 Room $423,000
4 Room $617,500

What is my flat worth at Block 428?

The overall median resale price at Block 428 Clementi Ave 3 is $520,250. Prices have risen 10.2% over the past 5 years.

How much cash will I actually receive when I sell my flat at Block 428?

Your gross sale proceeds are what the buyer pays. From that, three things are deducted: your outstanding loan, your CPF principal (all CPF savings used for the flat, returned to your CPF OA), and CPF accrued interest (the interest CPF calculates on those savings at 2.5% p.a., compounded annually). What remains after these deductions is your cash in hand. Use the What's Your Flat Worth? calculator above to estimate your actual cash take-home based on Block 428 prices.

What is CPF accrued interest and why does it reduce my sale proceeds?

When you buy a flat using CPF, those funds are considered a loan from your CPF OA to yourself. When you sell, CPF Board requires you to return the principal plus the interest those funds would have earned had they stayed in your OA — currently 2.5% per annum, compounded. This is not a penalty or a fee paid to anyone; the money goes back into your CPF OA. However, it does reduce your cash proceeds — and the longer you have owned the flat, the larger the accrued amount. Use the CPF Accrued Interest Calculator above to estimate your deduction before you decide to sell.

How active is the resale market at Block 428?

Block 428 has recorded 27 resale transactions — roughly 1.1 sales per month over the past 24 months. The latest transaction closed in 2025-10.

What flat types are available at Block 428?

Block 428 Clementi Ave 3 has 3 Room, 4 Room units. Median prices range from $385,000 to $550,500.

How much can I unlock to upgrade if I sell my HDB at Block 428?

Selling to upgrade means planning both timelines and funds. Your proceeds split into cash in hand (for your next downpayment and transition costs) and CPF refund (returned to CPF OA). Use the What's Your Flat Worth? calculator above to estimate the equity you can deploy for your next home.

What is the remaining lease for Block 428?

Block 428 was built in 1978 with a 99-year lease. It has approximately 51 years 08 months remaining.

Does Block 428's remaining lease affect its resale value?

At 51 years remaining, CPF eligibility is increasingly age-dependent. Many buyers in their 30s and 40s face CPF pro-ration, reducing their effective purchasing power. Shorter bank loan tenures also raise monthly repayments for the same loan amount. Both effects narrow your buyer pool and tend to put downward pressure on price — selling sooner is worth considering.

When can I sell my flat at Block 428 Clementi Ave 3?

Flats at Block 428 Clementi Ave 3 have cleared their 5-year Minimum Occupation Period (MOP) and are eligible for resale on the open market. You can list your flat now.

How long does it take to sell an HDB flat?

The standard HDB resale process takes approximately 8–12 weeks from granting the Option to Purchase (OTP) to the completion appointment. This includes HDB resale application, HDB valuation, CPF usage approval, and final appointment scheduling.

Can I sell my HDB flat without an agent?

Yes — HDB's resale portal allows you to handle the transaction yourself. However, for owners upgrading to their next home, an experienced agent helps align pricing, buyer negotiation, and completion timing so your next purchase is less exposed to delays. The typical 1–2% commission is often recovered through a stronger sale outcome.

What are the costs of selling an HDB flat?

Typical costs for a seller:

Agent commission ~1–2% of sale price
Legal / conveyancing ~S$500 (HDB) or ~S$2,000 (private)
HDB admin fee S$80
Resale levy S$15,000–S$55,000 (if applicable)
Seller stamp duty None (after MOP)
Total (est.) on $423,000 excl. levy $9,040 to $10,540