How Much Is a Flat at Block 431 Clementi Ave 3 Worth?

3 Room, 4 Room · Built 1979 · 53 years 03 months remaining MOP Cleared

Last updated: 13 Jun 2026

Latest Sale

$535,000

2025-07 · 3 Room

Median $/sqm

$5,597

Based on 9 txns

Total Txns

9

Since data available

5-Yr Trend

▲50.0%

vs 5 years ago

What Will You Actually Walk Away With?

Select your flat and storey. We'll calculate your estimated cash in hand, CPF refund, and all deductions — including accrued interest and resale levy.

Flat Type

Storey Band (closest to your floor)

How did you buy?

What are you thinking of buying next?

Market Demand

⏳ Lower transaction volume — pricing and timing matter more here. A local expert helps.

Based on recent sales data · Updates monthly

Sold at this block (6mo)

0 flats ⚡

AVG. DAYS TO OFFER

—

Transaction density proxy

BUYER DEMAND

3.1 / 10

Block Specialists

Connect with agents who know this block — coming soon.

Lease Clock

Sell Now

0 yrs 53 years left 99 yrs

Key threshold: 60 years

Buyer financing is already restricted

Your block has 53 years of lease left. Buyers already face CPF usage limits and lower loan quantum when purchasing. This means fewer buyers qualify, and those who do will negotiate harder. Selling sooner gives you a larger buyer pool and a stronger sale price.

A specialist agent can target the right buyers and negotiate the best possible outcome for you.

Transaction History 9 total

Date	Blk	Floor	Type	sqm	Price	$/sqm
2025-07	431	04 TO 06	3 Room	82	$535,000	$6,524
2025-01	431	01 TO 03	4 Room	95	$595,000	$6,263
2023-09	431	01 TO 03	3 Room	67	$395,000	$5,896
2022-11	431	04 TO 06	4 Room	95	$590,000	$6,211
2018-12	431	04 TO 06	4 Room	101	$480,000	$4,752
2018-10	431	01 TO 03	3 Room	82	$410,000	$5,000
2018-09	431	04 TO 06	3 Room	67	$375,000	$5,597
2018-06	431	01 TO 03	3 Room	67	$330,000	$4,925
2017-06	431	01 TO 03	3 Room	67	$330,000	$4,925
2026-06	435	01 TO 03	3 Room	67	$450,000	$6,716
2026-06	440B	19 TO 21	3 Room	69	$838,000	$12,145
2026-06	441B	25 TO 27	4 Room	96	$1,170,000	$12,188
2026-06	461	01 TO 03	4 Room	90	$780,000	$8,667
2026-06	441B	13 TO 15	4 Room	91	$1,076,000	$11,824
2026-06	454	10 TO 12	4 Room	86	$803,000	$9,337
2026-05	440B	13 TO 15	3 Room	69	$820,000	$11,884
2026-05	454	19 TO 21	4 Room	90	$888,888	$9,877
2026-05	445B	22 TO 24	5 Room	113	$1,458,000	$12,903
2026-05	445A	37 TO 39	5 Room	113	$1,580,000	$13,982
2026-05	460	01 TO 03	4 Room	86	$775,000	$9,012
2026-05	456	19 TO 21	4 Room	90	$882,000	$9,800
2026-05	441A	25 TO 27	5 Room	119	$1,388,888	$11,671
2026-05	440B	31 TO 33	4 Room	94	$1,200,000	$12,766
2026-05	445B	28 TO 30	4 Room	93	$1,300,000	$13,978
2026-05	445A	13 TO 15	4 Room	93	$1,178,000	$12,667
2026-05	455	10 TO 12	4 Room	90	$900,000	$10,000
2026-05	441B	07 TO 09	4 Room	87	$1,160,000	$13,333
2026-05	426	07 TO 09	4 Room	91	$603,888	$6,636
2026-05	445B	16 TO 18	4 Room	93	$1,195,000	$12,849
2026-04	462	07 TO 09	4 Room	90	$875,000	$9,722
2026-04	445A	07 TO 09	5 Room	113	$1,408,000	$12,460
2026-03	445A	31 TO 33	4 Room	93	$1,280,000	$13,763
2026-03	445A	22 TO 24	5 Room	113	$1,460,000	$12,920
2026-03	432	07 TO 09	3 Room	81	$550,000	$6,790
2026-03	457	04 TO 06	4 Room	86	$849,888	$9,882
2026-03	445B	16 TO 18	4 Room	93	$1,248,000	$13,419
2026-03	426	04 TO 06	4 Room	91	$552,888	$6,076
2026-02	445A	34 TO 36	4 Room	93	$1,268,000	$13,634
2026-02	445A	07 TO 09	4 Room	93	$1,100,888	$11,838
2026-02	461	10 TO 12	4 Room	90	$908,888	$10,099
2026-02	441A	13 TO 15	5 Room	116	$1,330,000	$11,466
2026-02	454	16 TO 18	4 Room	90	$877,000	$9,744
2026-02	454	01 TO 03	4 Room	86	$782,000	$9,093
2026-02	445B	04 TO 06	4 Room	93	$1,010,000	$10,860
2026-02	445A	28 TO 30	5 Room	113	$1,498,000	$13,257
2026-01	445A	40 TO 42	4 Room	93	$1,350,000	$14,516
2026-01	449	01 TO 03	3 Room	82	$545,000	$6,646
2026-01	461	16 TO 18	5 Room	110	$960,000	$8,727
2026-01	454	19 TO 21	4 Room	90	$888,888	$9,877
2026-01	445B	10 TO 12	4 Room	93	$1,130,000	$12,151
2026-01	445A	34 TO 36	5 Room	113	$1,470,000	$13,009
2026-01	445A	40 TO 42	5 Room	113	$1,510,000	$13,363
2026-01	445B	22 TO 24	4 Room	93	$1,250,000	$13,441
2026-01	445B	31 TO 33	4 Room	93	$1,300,088	$13,979
2026-01	430	01 TO 03	3 Room	67	$450,088	$6,718
2026-01	434	10 TO 12	3 Room	67	$490,000	$7,313
2026-01	441B	34 TO 36	3 Room	71	$830,000	$11,690
2026-01	460	01 TO 03	4 Room	90	$781,000	$8,678
2025-12	445B	34 TO 36	5 Room	113	$1,500,000	$13,274

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About Block 431 Clementi Ave 3

Flats at Block 431 Clementi Ave 3 have been selling at a median of $6,524/sqm over the last year, mainly 3-room flats at $535,000 median, with 1 transaction recorded.

The block is a 7-minute walk from Clementi MRT Station (550m) and is near Clementi Mall mall (312m, 4 min walk). It is also near Clementi Primary School (270m, 4 min walk), Nan Hua Primary School (624m, 8 min walk), and Pei Tong Primary School (779m, 10 min walk).

All data is sourced from data.gov.sg and updated daily.

What's Near Block 431 Clementi Ave 3?

Facilities and transport within a 15-minute walk. Walking times are route-based.

MRT / LRT

CLEMENTI MRT STATION 550m · 7 min

Nearby Schools

CLEMENTI PRIMARY SCHOOL 270m · 4 min

NAN HUA PRIMARY SCHOOL 1132m · 14 min

PEI TONG PRIMARY SCHOOL 779m · 10 min

QIFA PRIMARY SCHOOL 978m · 12 min

Hawker Centres

Clementi Ave 3 Blk 448 300m · 4 min

West Coast Drive Blk 503 (Ayer Rajah Food Centre) 562m · 7 min

West Coast Drive Blk 502 (Ayer Rajah Market) 615m · 8 min

Shopping Malls

Clementi Mall 312m · 4 min

Parks

WEST COAST PLACE PLAYGROUND 736m · 9 min

JALAN MAS PUTEH PLAYGROUND 846m · 11 min

Community Facilities

Clementi CC 1061m · 13 min

Clementi Library 361m · 5 min

Other Blocks on Clementi Ave 3

Block 432 Clementi Ave 3 Block 430 Clementi Ave 3 Block 435 Clementi Ave 3

Frequently Asked Questions

How much is a flat at Block 431 Clementi Ave 3?

Based on 9 recorded transactions, the median resale price ranges from $385,000 (3 Room) to $590,000 (4 Room). The most recent sale was $535,000 in 2025-07.

Median by flat type (last 24 months)

Flat Type Most Recent Median

3 Room $535,000

4 Room $595,000

What is my flat worth at Block 431?

The overall median resale price at Block 431 Clementi Ave 3 is $565,000. Prices have risen 50.0% over the past 5 years.

How much cash will I actually receive when I sell my flat at Block 431?

Your gross sale proceeds are what the buyer pays. From that, three things are deducted: your outstanding loan, your CPF principal (all CPF savings used for the flat, returned to your CPF OA), and CPF accrued interest (the interest CPF calculates on those savings at 2.5% p.a., compounded annually). What remains after these deductions is your cash in hand. Use the What's Your Flat Worth? calculator above to estimate your actual cash take-home based on Block 431 prices.

What is CPF accrued interest and why does it reduce my sale proceeds?

When you buy a flat using CPF, those funds are considered a loan from your CPF OA to yourself. When you sell, CPF Board requires you to return the principal plus the interest those funds would have earned had they stayed in your OA — currently 2.5% per annum, compounded. This is not a penalty or a fee paid to anyone; the money goes back into your CPF OA. However, it does reduce your cash proceeds — and the longer you have owned the flat, the larger the accrued amount. Use the CPF Accrued Interest Calculator above to estimate your deduction before you decide to sell.

How active is the resale market at Block 431?

Block 431 has recorded 9 resale transactions — roughly 0.4 sales per month over the past 24 months. The latest transaction closed in 2025-07.

What flat types are available at Block 431?

Block 431 Clementi Ave 3 has 3 Room, 4 Room units. Median prices range from $385,000 to $590,000.

How much can I unlock to upgrade if I sell my HDB at Block 431?

Selling to upgrade means planning both timelines and funds. Your proceeds split into cash in hand (for your next downpayment and transition costs) and CPF refund (returned to CPF OA). Use the What's Your Flat Worth? calculator above to estimate the equity you can deploy for your next home.

What is the remaining lease for Block 431?

Block 431 was built in 1979 with a 99-year lease. It has approximately 53 years 03 months remaining.

Does Block 431's remaining lease affect its resale value?

At 52 years remaining, CPF eligibility is increasingly age-dependent. Many buyers in their 30s and 40s face CPF pro-ration, reducing their effective purchasing power. Shorter bank loan tenures also raise monthly repayments for the same loan amount. Both effects narrow your buyer pool and tend to put downward pressure on price — selling sooner is worth considering.

When can I sell my flat at Block 431 Clementi Ave 3?

Flats at Block 431 Clementi Ave 3 have cleared their 5-year Minimum Occupation Period (MOP) and are eligible for resale on the open market. You can list your flat now.

How long does it take to sell an HDB flat?

The standard HDB resale process takes approximately 8–12 weeks from granting the Option to Purchase (OTP) to the completion appointment. This includes HDB resale application, HDB valuation, CPF usage approval, and final appointment scheduling.

Can I sell my HDB flat without an agent?

Yes — HDB's resale portal allows you to handle the transaction yourself. However, for owners upgrading to their next home, an experienced agent helps align pricing, buyer negotiation, and completion timing so your next purchase is less exposed to delays. The typical 1–2% commission is often recovered through a stronger sale outcome.

What are the costs of selling an HDB flat?

Typical costs for a seller:

Agent commission ~1–2% of sale price

Legal / conveyancing ~S$500 (HDB) or ~S$2,000 (private)

HDB admin fee S$80

Resale levy S$15,000–S$55,000 (if applicable)

Seller stamp duty None (after MOP)

Total (est.) on $535,000 excl. levy $11,280 to $12,780