Latest Sale
$610,000
2025-09 · 4 Room
How Much Is a Flat at Block 445 Hougang Ave 8 Worth?
4 Room · Built 1990 · 63 years 07 months remaining MOP Cleared
Last updated: 13 Jun 2026
Median $/sqm
$4,095
Based on 18 txns
Total Txns
18
Since data available
5-Yr Trend
▲29.4%
vs 5 years ago
What Will You Actually Walk Away With?
Select your flat and storey. We'll calculate your estimated cash in hand, CPF refund, and all deductions — including accrued interest and resale levy.
Flat Type
Storey Band (closest to your floor)
How did you buy?
What are you thinking of buying next?
↑ Please select a storey band above to get your estimate.
Your Estimated Take-Home
▲ 29.4% 5-yr—
Cash
—
Yours to spend or invest freely
CPF Refund
—
Back to CPF OA — reusable for your next purchase
Market Value Estimate —
Est. Purchase Price
· Affects CPF accrued interest
−Deductions Breakdown —
Loan Type
Outstanding Loan (est.) —
CPF Principal (est.) —
CPF Accrued Interest (est.) —
+Selling Costs — view details →
Resale Levy
— Agent Commission (2%) —
Experienced agents often recover their fee through a higher sale price.
Conveyancing Lawyer (est.) −$500
Handles legal paperwork — choose HDB lawyer or private conveyancing firm
HDB Legal & Admin Fees
−$460 Transfer, mortgage discharge, title search, registration
Net Proceeds for Upgrade —
Market Demand
⏳ Lower transaction volume — pricing and timing matter more here. A local expert helps.
Based on recent sales data · Updates monthly
Sold at this block (6mo)
0 flats ⚡
AVG. DAYS TO OFFER
—
Transaction density proxy
BUYER DEMAND
3.1 / 10
Block Specialists
Connect with agents who know this block — coming soon.
Block Specialists
Connect with agents who know this block
Specialist 1
1,581 transactions in Hougang Ave 8
Highest: $1,008,888
Specialist 2
1,581 transactions in Hougang Ave 8
Highest: $1,008,888
Specialist 3
1,581 transactions in Hougang Ave 8
Highest: $1,008,888
1 / 2
Specialist 1
1,581 transactions in Hougang Ave 8
Highest: $1,008,888
Specialist 2
1,581 transactions in Hougang Ave 8
Highest: $1,008,888
Specialist 3
1,581 transactions in Hougang Ave 8
Highest: $1,008,888
Specialist 4
1,581 transactions in Hougang Ave 8
Highest: $1,008,888
Specialist 5
1,581 transactions in Hougang Ave 8
Highest: $1,008,888
Specialist 6
1,581 transactions in Hougang Ave 8
Highest: $1,008,888
Agent profiles launching soon
Lease Clock
Act Soon 0 yrs 63 years left 99 yrs
Key threshold: 60 years
Buyers will face resale restrictions after MOP
Your block has 63 years of lease left. A buyer who purchases today and waits out their 5-year MOP will be selling a flat under 60 years — which means their buyers face CPF and loan limits. Savvy buyers know this. It shrinks your pool and puts downward pressure on price.
An experienced agent can help you find motivated buyers and close before this becomes a bigger factor.
Transaction History 18 total
| Date | Floor | Type | sqm | Price | $/sqm |
|---|---|---|---|---|---|
| 2025-09 | 01 TO 03 | 4 Room | 105 | $610,000 | $5,810 |
| 2025-06 | 10 TO 12 | 4 Room | 103 | $690,000 | $6,699 |
| 2023-07 | 07 TO 09 | 4 Room | 103 | $550,000 | $5,340 |
| 2023-03 | 01 TO 03 | 4 Room | 105 | $500,000 | $4,762 |
| 2021-11 | 13 TO 15 | 4 Room | 105 | $480,000 | $4,571 |
| 2021-06 | 04 TO 06 | 4 Room | 113 | $503,888 | $4,459 |
| 2021-01 | 10 TO 12 | 4 Room | 103 | $443,000 | $4,301 |
| 2020-03 | 10 TO 12 | 4 Room | 105 | $445,000 | $4,238 |
| 2019-03 | 07 TO 09 | 4 Room | 105 | $410,000 | $3,905 |
| 2019-02 | 07 TO 09 | 4 Room | 105 | $430,000 | $4,095 |
| 2018-09 | 01 TO 03 | 4 Room | 105 | $355,000 | $3,381 |
| 2018-04 | 07 TO 09 | 4 Room | 105 | $396,000 | $3,771 |
| 2018-04 | 10 TO 12 | 4 Room | 105 | $422,000 | $4,019 |
| 2017-12 | 01 TO 03 | 4 Room | 105 | $360,000 | $3,429 |
| 2017-12 | 10 TO 12 | 4 Room | 113 | $375,000 | $3,319 |
| 2017-05 | 10 TO 12 | 4 Room | 105 | $425,000 | $4,048 |
| 2017-03 | 13 TO 15 | 4 Room | 113 | $455,000 | $4,027 |
| 2017-01 | 04 TO 06 | 4 Room | 105 | $430,000 | $4,095 |
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About Block 445 Hougang Ave 8
Flats at Block 445 Hougang Ave 8 have been selling at a median of $6,254/sqm over the last year, mainly 4-room flats at $650,000 median, with 2 transactions recorded.
The block is a 6-minute walk from Buangkok MRT Station (403m) and is near Hougang Mall mall (1194m, 15 min walk). It is also near Punggol Primary School (759m, 10 min walk), North Vista Primary School (1029m, 13 min walk), and Palm View Primary School (612m, 8 min walk).
All data is sourced from data.gov.sg and updated daily.
What's Near Block 445 Hougang Ave 8?
Facilities and transport within a 15-minute walk. Walking times are route-based.
MRT / LRT
RANGGUNG LRT STATION 1132m · 14 min
HOUGANG MRT STATION 1149m · 14 min
Nearby Schools
PUNGGOL PRIMARY SCHOOL 759m · 10 min
NORTH VISTA PRIMARY SCHOOL 1029m · 13 min
Hawker Centres
Buangkok Hawker Centre 1233m · 15 min
Shopping Malls
Hougang Mall 1194m · 15 min
Parks
PUNGGOL PK 772m · 10 min
Community Facilities
Punggol Park CC 341m · 5 min
Cheng San Library 1132m · 14 min
Other Blocks on Hougang Ave 8
Frequently Asked Questions
How much is a flat at Block 445 Hougang Ave 8?
Based on 18 recorded transactions, the median resale price is $650,000. The most recent sale was $610,000 in 2025-09.
Median by flat type (last 24 months)
Flat Type Most Recent Median
4 Room $650,000
What is my flat worth at Block 445?
The overall median resale price at Block 445 Hougang Ave 8 is $650,000. Prices have risen 29.4% over the past 5 years.
How much cash will I actually receive when I sell my flat at Block 445?
Your gross sale proceeds are what the buyer pays. From that, three things are deducted: your outstanding loan, your CPF principal (all CPF savings used for the flat, returned to your CPF OA), and CPF accrued interest (the interest CPF calculates on those savings at 2.5% p.a., compounded annually). What remains after these deductions is your cash in hand. Use the What's Your Flat Worth? calculator above to estimate your actual cash take-home based on Block 445 prices.
What is CPF accrued interest and why does it reduce my sale proceeds?
When you buy a flat using CPF, those funds are considered a loan from your CPF OA to yourself. When you sell, CPF Board requires you to return the principal plus the interest those funds would have earned had they stayed in your OA — currently 2.5% per annum, compounded. This is not a penalty or a fee paid to anyone; the money goes back into your CPF OA. However, it does reduce your cash proceeds — and the longer you have owned the flat, the larger the accrued amount. Use the CPF Accrued Interest Calculator above to estimate your deduction before you decide to sell.
How active is the resale market at Block 445?
Block 445 has recorded 18 resale transactions — roughly 0.8 sales per month over the past 24 months. The latest transaction closed in 2025-09.
What flat types are available at Block 445?
Block 445 Hougang Ave 8 has 4 Room units.
How much can I unlock to upgrade if I sell my HDB at Block 445?
Selling to upgrade means planning both timelines and funds. Your proceeds split into cash in hand (for your next downpayment and transition costs) and CPF refund (returned to CPF OA). Use the What's Your Flat Worth? calculator above to estimate the equity you can deploy for your next home.
What is the remaining lease for Block 445?
Block 445 was built in 1990 with a 99-year lease. It has approximately 63 years 07 months remaining.
Does Block 445's remaining lease affect its resale value?
At 63 years remaining, most buyers still qualify for full CPF usage. Buyers in their late 30s or older may see slight CPF caps depending on their age, but the effect on your buyer pool is small. Pricing at market rate remains straightforward.
When can I sell my flat at Block 445 Hougang Ave 8?
Flats at Block 445 Hougang Ave 8 have cleared their 5-year Minimum Occupation Period (MOP) and are eligible for resale on the open market. You can list your flat now.
How long does it take to sell an HDB flat?
The standard HDB resale process takes approximately 8–12 weeks from granting the Option to Purchase (OTP) to the completion appointment. This includes HDB resale application, HDB valuation, CPF usage approval, and final appointment scheduling.
Can I sell my HDB flat without an agent?
Yes — HDB's resale portal allows you to handle the transaction yourself. However, for owners upgrading to their next home, an experienced agent helps align pricing, buyer negotiation, and completion timing so your next purchase is less exposed to delays. The typical 1–2% commission is often recovered through a stronger sale outcome.
What are the costs of selling an HDB flat?
Typical costs for a seller:
Agent commission ~1–2% of sale price
Legal / conveyancing ~S$500 (HDB) or ~S$2,000 (private)
HDB admin fee S$80
Resale levy S$15,000–S$55,000 (if applicable)
Seller stamp duty None (after MOP)
Total (est.) on $650,000 excl. levy $13,580 to $15,080