How Much Is a Flat at Block 220 Hougang St 21 Worth?

4 Room · Built 1992 · 66 years 11 months remaining MOP Cleared

Last updated: 13 Jun 2026

Latest Sale

$690,888

2024-12 · 4 Room

Median $/sqm

$5,558

Based on 11 txns

Total Txns

11

Since data available

5-Yr Trend

▲23.6%

vs 5 years ago

What Will You Actually Walk Away With?

Select your flat and storey. We'll calculate your estimated cash in hand, CPF refund, and all deductions — including accrued interest and resale levy.

Flat Type

Storey Band (closest to your floor)

How did you buy?

What are you thinking of buying next?

Market Demand

⏳ Lower transaction volume — pricing and timing matter more here. A local expert helps.

Based on recent sales data · Updates monthly

Sold at this block (6mo)

0 flats ⚡

AVG. DAYS TO OFFER

—

Transaction density proxy

BUYER DEMAND

2.8 / 10

Block Specialists

Connect with agents who know this block — coming soon.

Lease Clock

Watch

0 yrs 66 years left 99 yrs

Key threshold: 60 years

Your flat is approaching a key resale threshold

Your block has 66 years of lease left. Today, buyers can still get full CPF and bank loans — no restrictions. But once the lease drops below 65 years, buyers who purchase now will struggle to resell after their MOP. The closer you get, the smaller your buyer pool becomes.

An agent who knows this block can position your flat now, before the window narrows.

Transaction History 11 total

Date	Blk	Floor	Type	sqm	Price	$/sqm
2024-12	220	07 TO 09	4 Room	105	$706,000	$6,724
2024-12	220	04 TO 06	4 Room	105	$690,888	$6,580
2023-10	220	07 TO 09	4 Room	105	$640,000	$6,095
2021-02	220	13 TO 15	4 Room	104	$550,000	$5,288
2021-01	220	13 TO 15	4 Room	104	$590,000	$5,673
2020-03	220	01 TO 03	4 Room	105	$472,000	$4,495
2019-06	220	01 TO 03	4 Room	103	$520,000	$5,049
2019-04	220	13 TO 15	4 Room	104	$578,000	$5,558
2018-11	220	04 TO 06	4 Room	105	$540,000	$5,143
2018-07	220	13 TO 15	4 Room	103	$600,000	$5,825
2017-04	220	13 TO 15	4 Room	104	$568,000	$5,462
2026-05	222	01 TO 03	Executive	156	$1,232,888	$7,903
2026-04	235	01 TO 03	Executive	155	$1,085,000	$7,000
2026-02	221	07 TO 09	Executive	150	$1,170,000	$7,800
2026-01	231	04 TO 06	5 Room	142	$980,000	$6,901
2025-12	221	04 TO 06	Executive	148	$1,450,000	$9,797
2025-09	233	01 TO 03	5 Room	139	$1,000,000	$7,194
2025-09	231	10 TO 12	5 Room	142	$1,028,000	$7,239
2025-09	211	04 TO 06	3 Room	81	$570,000	$7,037
2025-06	237	01 TO 03	Executive	150	$930,000	$6,200
2025-05	231	01 TO 03	5 Room	140	$990,000	$7,071
2025-04	222	04 TO 06	Executive	156	$1,250,000	$8,013
2025-04	211	04 TO 06	3 Room	68	$550,000	$8,088
2025-03	237	13 TO 15	Executive	150	$1,130,000	$7,533
2025-02	231	07 TO 09	5 Room	140	$1,070,888	$7,649
2025-02	237	10 TO 12	Executive	150	$1,100,000	$7,333
2024-12	220	07 TO 09	4 Room	105	$706,000	$6,724
2024-12	220	04 TO 06	4 Room	105	$690,888	$6,580
2024-08	231	10 TO 12	5 Room	142	$1,150,000	$8,099
2024-07	237	04 TO 06	Executive	150	$980,000	$6,533
2024-07	222	04 TO 06	Executive	148	$1,060,000	$7,162
2024-07	233	04 TO 06	4 Room	103	$621,000	$6,029
2024-06	237	07 TO 09	Executive	148	$980,000	$6,622
2024-06	231	10 TO 12	5 Room	142	$1,088,000	$7,662
2024-04	231	04 TO 06	5 Room	142	$991,688	$6,984
2024-03	237	13 TO 15	Executive	156	$1,150,000	$7,372
2024-03	221	10 TO 12	Executive	148	$1,063,000	$7,182
2024-03	231	01 TO 03	5 Room	142	$900,000	$6,338
2024-03	222	04 TO 06	Executive	148	$1,036,000	$7,000
2024-02	231	10 TO 12	4 Room	103	$585,000	$5,680
2024-01	237	10 TO 12	Executive	156	$1,080,000	$6,923
2023-11	231	10 TO 12	4 Room	109	$600,000	$5,505
2023-11	231	07 TO 09	4 Room	109	$615,000	$5,642
2023-10	231	13 TO 15	4 Room	109	$620,000	$5,688
2023-10	220	07 TO 09	4 Room	105	$640,000	$6,095
2023-10	210	01 TO 03	3 Room	74	$402,000	$5,432
2023-08	231	01 TO 03	4 Room	103	$518,000	$5,029
2023-07	237	04 TO 06	Executive	150	$999,000	$6,660
2023-07	210	04 TO 06	3 Room	74	$426,000	$5,757
2023-06	222	01 TO 03	Executive	148	$950,000	$6,419
2023-05	233	01 TO 03	5 Room	139	$930,000	$6,691
2023-05	201	01 TO 03	3 Room	68	$448,000	$6,588
2023-05	237	10 TO 12	Executive	150	$950,000	$6,333
2023-04	210	01 TO 03	3 Room	74	$428,888	$5,796
2023-03	221	01 TO 03	Executive	146	$943,000	$6,459
2023-03	222	04 TO 06	Executive	148	$1,010,000	$6,824
2023-02	231	07 TO 09	5 Room	140	$958,000	$6,843
2023-01	201	04 TO 06	3 Room	68	$425,000	$6,250
2022-12	221	01 TO 03	Executive	146	$850,000	$5,822
2022-12	221	04 TO 06	Executive	148	$1,038,000	$7,014
2022-11	221	04 TO 06	Executive	146	$1,048,000	$7,178

Page 1 of 1

About Block 220 Hougang St 21

Flats at Block 220 Hougang St 21 have historically sold at a median of $5,627/sqm, with 11 transactions on record.

The block is a 9-minute walk from Kovan MRT Station (698m) and is near Heartland Mall Kovan mall (481m, 6 min walk). It is also near Xinghua Primary School (948m, 12 min walk) and Paya Lebar Methodist Girls' School (Primary) (1497m, 18 min walk).

All data is sourced from data.gov.sg and updated daily.

What's Near Block 220 Hougang St 21?

Facilities and transport within a 15-minute walk. Walking times are route-based.

MRT / LRT

KOVAN MRT STATION 698m · 9 min

Nearby Schools

XINGHUA PRIMARY SCHOOL 948m · 12 min

Hawker Centres

Hougang Street 21 Blk 209 (Kovan Hougang Market and Food Centre) 399m · 5 min

Hougang Ave 1 Blk 105 (Hougang 105 Hainanese Village Centre) 1056m · 13 min

Shopping Malls

Heartland Mall Kovan 481m · 6 min

Parks

SURIN AVE NEIGHBOURHOOD PK 289m · 4 min

AROOZOO AVE PG 381m · 5 min

Community Facilities

Paya Lebar Kovan CC (Pending U/C) 280m · 4 min

Other Blocks on Hougang St 21

Block 221 Hougang St 21 Block 222 Hougang St 21 Block 201 Hougang St 21

Frequently Asked Questions

How much is a flat at Block 220 Hougang St 21?

Based on 11 recorded transactions, the median resale price is $698,444. The most recent sale was $690,888 in 2024-12.

Median by flat type (last 24 months)

Flat Type Most Recent Median

4 Room $698,444

What is my flat worth at Block 220?

The overall median resale price at Block 220 Hougang St 21 is $698,444. Prices have risen 23.6% over the past 5 years.

How much cash will I actually receive when I sell my flat at Block 220?

Your gross sale proceeds are what the buyer pays. From that, three things are deducted: your outstanding loan, your CPF principal (all CPF savings used for the flat, returned to your CPF OA), and CPF accrued interest (the interest CPF calculates on those savings at 2.5% p.a., compounded annually). What remains after these deductions is your cash in hand. Use the What's Your Flat Worth? calculator above to estimate your actual cash take-home based on Block 220 prices.

What is CPF accrued interest and why does it reduce my sale proceeds?

When you buy a flat using CPF, those funds are considered a loan from your CPF OA to yourself. When you sell, CPF Board requires you to return the principal plus the interest those funds would have earned had they stayed in your OA — currently 2.5% per annum, compounded. This is not a penalty or a fee paid to anyone; the money goes back into your CPF OA. However, it does reduce your cash proceeds — and the longer you have owned the flat, the larger the accrued amount. Use the CPF Accrued Interest Calculator above to estimate your deduction before you decide to sell.

How active is the resale market at Block 220?

Block 220 has recorded 11 resale transactions — roughly 0.5 sales per month over the past 24 months. The latest transaction closed in 2024-12.

What flat types are available at Block 220?

Block 220 Hougang St 21 has 4 Room units.

How much can I unlock to upgrade if I sell my HDB at Block 220?

Selling to upgrade means planning both timelines and funds. Your proceeds split into cash in hand (for your next downpayment and transition costs) and CPF refund (returned to CPF OA). Use the What's Your Flat Worth? calculator above to estimate the equity you can deploy for your next home.

What is the remaining lease for Block 220?

Block 220 was built in 1992 with a 99-year lease. It has approximately 66 years 11 months remaining.

Does Block 220's remaining lease affect its resale value?

At 65 years remaining, most buyers still qualify for full CPF usage. Buyers in their late 30s or older may see slight CPF caps depending on their age, but the effect on your buyer pool is small. Pricing at market rate remains straightforward.

When can I sell my flat at Block 220 Hougang St 21?

Flats at Block 220 Hougang St 21 have cleared their 5-year Minimum Occupation Period (MOP) and are eligible for resale on the open market. You can list your flat now.

How long does it take to sell an HDB flat?

The standard HDB resale process takes approximately 8–12 weeks from granting the Option to Purchase (OTP) to the completion appointment. This includes HDB resale application, HDB valuation, CPF usage approval, and final appointment scheduling.

Can I sell my HDB flat without an agent?

Yes — HDB's resale portal allows you to handle the transaction yourself. However, for owners upgrading to their next home, an experienced agent helps align pricing, buyer negotiation, and completion timing so your next purchase is less exposed to delays. The typical 1–2% commission is often recovered through a stronger sale outcome.

What are the costs of selling an HDB flat?

Typical costs for a seller:

Agent commission ~1–2% of sale price

Legal / conveyancing ~S$500 (HDB) or ~S$2,000 (private)

HDB admin fee S$80

Resale levy S$15,000–S$55,000 (if applicable)

Seller stamp duty None (after MOP)

Total (est.) on $698,444 excl. levy $14,549 to $16,049