How Much Is a Flat at Block 497F Tampines St 45 Worth?

5 Room, Executive · Built 1996 · 70 years 07 months remaining MOP Cleared

Last updated: 13 Jun 2026

Latest Sale

$850,000

2024-12 · Executive

Median $/sqm

$5,036

Based on 13 txns

Total Txns

13

Since data available

5-Yr Trend

▲20.3%

vs 5 years ago

What Will You Actually Walk Away With?

Select your flat and storey. We'll calculate your estimated cash in hand, CPF refund, and all deductions — including accrued interest and resale levy.

Flat Type

Storey Band (closest to your floor)

How did you buy?

What are you thinking of buying next?

Market Demand

⏳ Lower transaction volume — pricing and timing matter more here. A local expert helps.

Based on recent sales data · Updates monthly

Sold at this block (6mo)

0 flats ⚡

AVG. DAYS TO OFFER

—

Transaction density proxy

BUYER DEMAND

2.7 / 10

Block Specialists

Connect with agents who know this block — coming soon.

Lease Clock

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0 yrs 70 years left 99 yrs

Key threshold: 60 years

Your flat is approaching a key resale threshold

Your block has 70 years of lease left. Today, buyers can still get full CPF and bank loans — no restrictions. But once the lease drops below 65 years, buyers who purchase now will struggle to resell after their MOP. The closer you get, the smaller your buyer pool becomes.

An agent who knows this block can position your flat now, before the window narrows.

Transaction History 13 total

Date Floor Type sqm Price $/sqm
2024-12 04 TO 06 Executive 138 $850,000 $6,159
2024-08 07 TO 09 Executive 139 $878,000 $6,317
2024-05 07 TO 09 Executive 144 $900,000 $6,250
2023-04 01 TO 03 Executive 144 $815,000 $5,660
2022-10 04 TO 06 Executive 139 $710,000 $5,108
2022-10 07 TO 09 5 Room 122 $660,000 $5,410
2022-03 01 TO 03 Executive 139 $700,000 $5,036
2021-10 04 TO 06 Executive 144 $695,000 $4,826
2021-07 07 TO 09 Executive 144 $670,000 $4,653
2020-12 01 TO 03 Executive 144 $600,000 $4,167
2018-04 01 TO 03 Executive 144 $610,000 $4,236
2017-11 07 TO 09 5 Room 122 $520,000 $4,262
2017-04 07 TO 09 Executive 139 $580,000 $4,173
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About Block 497F Tampines St 45

Flats at Block 497F Tampines St 45 have historically sold at a median of $5,097/sqm, with 13 transactions on record.

The block is a 9-minute walk from Tampines East MRT Station (480m), and is near the White Sands Primary School (1257m, 16 min walk).

All data is sourced from data.gov.sg and updated daily.

What's Near Block 497F Tampines St 45?

Facilities and transport within a 15-minute walk. Walking times are route-based.

MRT / LRT

TAMPINES EAST MRT STATION 688m · 9 min

Nearby Schools

EAST SPRING PRIMARY SCHOOL 1075m · 13 min

Parks

LOYANG VIEW PG 1125m · 14 min
MARIAM WAY PG 1115m · 14 min

Community Facilities

Tampines East CC 1087m · 14 min

Other Blocks on Tampines St 45

Block 497A Tampines St 45 Block 497J Tampines St 45 Block 497D Tampines St 45

Frequently Asked Questions

How much is a flat at Block 497F Tampines St 45?

Based on 13 recorded transactions, the median resale price ranges from $590,000 (5 Room) to $700,000 (Executive). The most recent sale was $850,000 in 2024-12.

Median by flat type (last 24 months)

Flat Type Most Recent Median
5 Room $590,000 (all-time)
Executive $864,000

What is my flat worth at Block 497F?

The overall median resale price at Block 497F Tampines St 45 is $864,000. Prices have risen 20.3% over the past 5 years.

How much cash will I actually receive when I sell my flat at Block 497F?

Your gross sale proceeds are what the buyer pays. From that, three things are deducted: your outstanding loan, your CPF principal (all CPF savings used for the flat, returned to your CPF OA), and CPF accrued interest (the interest CPF calculates on those savings at 2.5% p.a., compounded annually). What remains after these deductions is your cash in hand. Use the What's Your Flat Worth? calculator above to estimate your actual cash take-home based on Block 497F prices.

What is CPF accrued interest and why does it reduce my sale proceeds?

When you buy a flat using CPF, those funds are considered a loan from your CPF OA to yourself. When you sell, CPF Board requires you to return the principal plus the interest those funds would have earned had they stayed in your OA — currently 2.5% per annum, compounded. This is not a penalty or a fee paid to anyone; the money goes back into your CPF OA. However, it does reduce your cash proceeds — and the longer you have owned the flat, the larger the accrued amount. Use the CPF Accrued Interest Calculator above to estimate your deduction before you decide to sell.

How active is the resale market at Block 497F?

Block 497F has recorded 13 resale transactions — roughly 0.5 sales per month over the past 24 months. The latest transaction closed in 2024-12.

What flat types are available at Block 497F?

Block 497F Tampines St 45 has 5 Room, Executive units. Median prices range from $590,000 to $700,000.

How much can I unlock to upgrade if I sell my HDB at Block 497F?

Selling to upgrade means planning both timelines and funds. Your proceeds split into cash in hand (for your next downpayment and transition costs) and CPF refund (returned to CPF OA). Use the What's Your Flat Worth? calculator above to estimate the equity you can deploy for your next home.

What is the remaining lease for Block 497F?

Block 497F was built in 1996 with a 99-year lease. It has approximately 70 years 07 months remaining.

Does Block 497F's remaining lease affect its resale value?

At 69 years remaining, most buyers still qualify for full CPF usage. Buyers in their late 30s or older may see slight CPF caps depending on their age, but the effect on your buyer pool is small. Pricing at market rate remains straightforward.

When can I sell my flat at Block 497F Tampines St 45?

Flats at Block 497F Tampines St 45 have cleared their 5-year Minimum Occupation Period (MOP) and are eligible for resale on the open market. You can list your flat now.

How long does it take to sell an HDB flat?

The standard HDB resale process takes approximately 8–12 weeks from granting the Option to Purchase (OTP) to the completion appointment. This includes HDB resale application, HDB valuation, CPF usage approval, and final appointment scheduling.

Can I sell my HDB flat without an agent?

Yes — HDB's resale portal allows you to handle the transaction yourself. However, for owners upgrading to their next home, an experienced agent helps align pricing, buyer negotiation, and completion timing so your next purchase is less exposed to delays. The typical 1–2% commission is often recovered through a stronger sale outcome.

What are the costs of selling an HDB flat?

Typical costs for a seller:

Agent commission ~1–2% of sale price
Legal / conveyancing ~S$500 (HDB) or ~S$2,000 (private)
HDB admin fee S$80
Resale levy S$15,000–S$55,000 (if applicable)
Seller stamp duty None (after MOP)
Total (est.) on $864,000 excl. levy $17,860 to $19,360