Latest Sale
$1,230,000
2025-04 · 5 Room
How Much Is a Flat at Block 81A Lor 4 Toa Payoh Worth?
4 Room, 5 Room · Built 1997 · 71 years remaining MOP Cleared
Median $/sqm
$6,738
Based on 11 txns
Total Txns
11
Since data available
5-Yr Trend
▲15.2%
vs 5 years ago
What's Your Flat Worth?
Select your flat type and storey band, then click Get Estimate. Change your selection at any time and get a new estimate.
Flat Type
Storey Band (closest to your floor)
How did you buy?
Estimated Upgrade Budget
▲ 15.2% 5-yr—
Cash
—
Spendable
CPF Refund
—
Back to CPF OA
Market Value Estimate —
Est. Purchase Price
· Affects CPF accrued interest
+CPF & Loan — view details →
Loan Type
Outstanding Loan (est.) —
CPF Principal (est.) —
CPF Accrued Interest (est.) —
+Selling Costs — view details →
Agent Commission (2%) —
Experienced agents often recover their fee through a higher sale price.
Conveyancing Lawyer (est.) −$500
Handles legal paperwork — choose HDB lawyer or private conveyancing firm
HDB Legal & Admin Fees
−$460 Transfer, mortgage discharge, title search, registration
Net Proceeds for Upgrade —
Market Demand
⏳ Lower transaction volume — pricing and timing matter more here. A local expert helps.
Based on recent sales data · Updates monthly
Sold at this block (6mo)
0 flats ⚡
AVG. DAYS TO OFFER
—
Transaction density proxy
BUYER DEMAND
2.4 / 10
Block Specialists
Connect with agents who know this block — coming soon.
Block Specialists
Connect with agents who know this block
Specialist 1
441 transactions in Lor 4 Toa Payoh
Highest: $1,230,000
Specialist 2
441 transactions in Lor 4 Toa Payoh
Highest: $1,230,000
Specialist 3
441 transactions in Lor 4 Toa Payoh
Highest: $1,230,000
1 / 2
Specialist 1
441 transactions in Lor 4 Toa Payoh
Highest: $1,230,000
Specialist 2
441 transactions in Lor 4 Toa Payoh
Highest: $1,230,000
Specialist 3
441 transactions in Lor 4 Toa Payoh
Highest: $1,230,000
Specialist 4
441 transactions in Lor 4 Toa Payoh
Highest: $1,230,000
Specialist 5
441 transactions in Lor 4 Toa Payoh
Highest: $1,230,000
Specialist 6
441 transactions in Lor 4 Toa Payoh
Highest: $1,230,000
Agent profiles launching soon
Lease Clock
Watch 0 yrs 71 years left 99 yrs
Key threshold: 60 years
Your flat is approaching a key resale threshold
Your block has 71 years of lease left. Today, buyers can still get full CPF and bank loans — no restrictions. But once the lease drops below 65 years, buyers who purchase now will struggle to resell after their MOP. The closer you get, the smaller your buyer pool becomes.
An agent who knows this block can position your flat now, before the window narrows.
Transaction History 11 total
| Date | Floor | Type | sqm | Price | $/sqm |
|---|---|---|---|---|---|
| 2025-04 | 22 TO 24 | 5 Room | 122 | $1,230,000 | $10,082 |
| 2025-02 | 04 TO 06 | 4 Room | 105 | $875,888 | $8,342 |
| 2024-12 | 22 TO 24 | 5 Room | 121 | $1,220,000 | $10,083 |
| 2024-08 | 01 TO 03 | 5 Room | 121 | $910,000 | $7,521 |
| 2021-12 | 25 TO 27 | 5 Room | 121 | $908,888 | $7,511 |
| 2020-08 | 10 TO 12 | 5 Room | 121 | $780,000 | $6,446 |
| 2019-02 | 13 TO 15 | 5 Room | 122 | $822,000 | $6,738 |
| 2018-07 | 13 TO 15 | 5 Room | 122 | $821,000 | $6,730 |
| 2018-03 | 04 TO 06 | 5 Room | 121 | $800,000 | $6,612 |
| 2018-01 | 10 TO 12 | 4 Room | 105 | $670,000 | $6,381 |
| 2017-01 | 04 TO 06 | 4 Room | 103 | $650,000 | $6,311 |
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About Block 81A Lor 4 Toa Payoh
Block 81A at Lor 4 Toa Payoh is a residential HDB block in Toa Payoh, Singapore, built in 1997 with approximately 70 years remaining on its 99-year lease. The block contains 4 Room, 5 Room flats, with resale prices ranging from $670,000 to $865,444 based on 11 recorded transactions. The most recent transaction was a 5 Room flat (storeys 22–24) that sold for $1,230,000 in Apr 2025. The current median price per square metre is $6,738. Over the past five years, resale prices have risen by approximately 15.2%.
Buyers can use CPF and get full bank financing for flats with more than 60 years of lease remaining — Block 81A has 70 years left, meaning buyers face no financing restrictions.
All data is sourced from data.gov.sg and updated monthly.
Frequently Asked Questions
How much is a flat at Block 81A Lor 4 Toa Payoh?
Based on 11 recorded transactions, the median resale price ranges from $670,000 (4 Room) to $865,444 (5 Room). The most recent sale was $1,230,000 in 2025-04.
Median by flat type (last 24 months)
Flat Type Most Recent Median
4 Room $875,888
5 Room $1,220,000
What is my flat worth at Block 81A?
The overall median resale price at Block 81A Lor 4 Toa Payoh is $1,047,944. Prices have risen 15.2% over the past 5 years.
How active is the resale market at Block 81A?
Block 81A has recorded 11 resale transactions — roughly 0.5 sales per month over the past 24 months. The latest transaction closed in 2025-04.
What flat types are available at Block 81A?
Block 81A Lor 4 Toa Payoh has 4 Room, 5 Room units. Median prices range from $670,000 to $865,444.
How much can I unlock to upgrade if I sell my HDB at Block 81A?
Selling to upgrade means planning both timelines and funds. Your proceeds split into cash in hand (for your next downpayment and transition costs) and CPF refund (returned to CPF OA). Use the What's Your Flat Worth? calculator above to estimate the equity you can deploy for your next home.
What is the remaining lease for Block 81A?
Block 81A was built in 1997 with a 99-year lease. It has approximately 71 years remaining. Lease decay accelerates below 40 years and affects buyer CPF eligibility.
How long does it take to sell an HDB flat?
The standard HDB resale process takes approximately 8–12 weeks from granting the Option to Purchase (OTP) to the completion appointment. This includes HDB resale application, HDB valuation, CPF usage approval, and final appointment scheduling.
Can I sell my HDB flat without an agent?
Yes — HDB's resale portal allows you to handle the transaction yourself. However, for owners upgrading to their next home, an experienced agent helps align pricing, buyer negotiation, and completion timing so your next purchase is less exposed to delays. The typical 1–2% commission is often recovered through a stronger sale outcome.
What are the costs of selling an HDB flat?
Typical costs for a seller:
Agent commission ~1–2% of sale price
Legal / conveyancing ~S$500 (HDB) or ~S$2,000 (private)
HDB admin fee S$80
Seller stamp duty None (after MOP)
Total (est.) on $1,220,000 $24,980 to $26,480