How Much Is a Flat at Block 92 Lor 4 Toa Payoh Worth?

3 Room · Built 1967 · 43 years 01 month remaining MOP Cleared

Last updated: 13 Jun 2026

Latest Sale

$325,000

2023-06 · 3 Room

Median $/sqm

$4,333

Based on 5 txns

Total Txns

5

Since data available

5-Yr Trend

▲20.2%

vs 5 years ago

What Will You Actually Walk Away With?

Select your flat and storey. We'll calculate your estimated cash in hand, CPF refund, and all deductions — including accrued interest and resale levy.

Flat Type

Storey Band (closest to your floor)

How did you buy?

What are you thinking of buying next?

Market Demand

⏳ Lower transaction volume — pricing and timing matter more here. A local expert helps.

Based on recent sales data · Updates monthly

Sold at this block (6mo)

0 flats ⚡

AVG. DAYS TO OFFER

—

Transaction density proxy

BUYER DEMAND

2.7 / 10

Block Specialists

Connect with agents who know this block — coming soon.

Lease Clock

Sell Now
0 yrs 43 years left 99 yrs

Key threshold: 60 years

Buyer financing is already restricted

Your block has 43 years of lease left. Buyers already face CPF usage limits and lower loan quantum when purchasing. This means fewer buyers qualify, and those who do will negotiate harder. Selling sooner gives you a larger buyer pool and a stronger sale price.

A specialist agent can target the right buyers and negotiate the best possible outcome for you.

Transaction History 5 total

Date Floor Type sqm Price $/sqm
2023-06 04 TO 06 3 Room 60 $325,000 $5,417
2022-03 01 TO 03 3 Room 60 $276,000 $4,600
2019-06 01 TO 03 3 Room 60 $222,000 $3,700
2017-11 04 TO 06 3 Room 60 $250,000 $4,167
2017-04 01 TO 03 3 Room 60 $260,000 $4,333
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About Block 92 Lor 4 Toa Payoh

Flats at Block 92 Lor 4 Toa Payoh have historically sold at a median of $4,443/sqm, with 5 transactions on record.

The block is a 8-minute walk from Braddell MRT Station (586m) and is near Toa Payoh HDB Hub mall (974m, 12 min walk). It is also near Kheng Cheng School (578m, 7 min walk), Pei Chun Public School (1113m, 14 min walk), and First Toa Payoh Primary School (1002m, 13 min walk).

All data is sourced from data.gov.sg and updated daily.

What's Near Block 92 Lor 4 Toa Payoh?

Facilities and transport within a 15-minute walk. Walking times are route-based.

MRT / LRT

BRADDELL MRT STATION 586m · 8 min
TOA PAYOH MRT STATION 1127m · 14 min
CALDECOTT MRT STATION 1133m · 14 min

Nearby Schools

KHENG CHENG SCHOOL 578m · 7 min
PEI CHUN PUBLIC SCHOOL 1113m · 14 min
FIRST TOA PAYOH PRIMARY SCHOOL 1002m · 13 min

Hawker Centres

Toa Payoh Lorong 4 Blk 93 185m · 3 min
Toa Payoh Lorong 5 Blk 75 674m · 9 min
Toa Payoh Lorong 4 Blk 74 (Toa Payoh Vista Market) 667m · 9 min

Shopping Malls

Toa Payoh HDB Hub 974m · 12 min

Community Facilities

Toa Payoh Central CC (Pendng U/C) 686m · 9 min
Toa Payoh Library 663m · 8 min

Other Blocks on Lor 4 Toa Payoh

Block 94 Lor 4 Toa Payoh Block 95 Lor 4 Toa Payoh Block 85A Lor 4 Toa Payoh

Frequently Asked Questions

How much is a flat at Block 92 Lor 4 Toa Payoh?

Based on 5 recorded transactions, the median resale price is $0. The most recent sale was $325,000 in 2023-06.

Median by flat type (last 24 months)

Flat Type Most Recent Median
3 Room $260,000 (all-time)

What is my flat worth at Block 92?

The overall median resale price at Block 92 Lor 4 Toa Payoh is $0. Prices have risen 20.2% over the past 5 years.

How much cash will I actually receive when I sell my flat at Block 92?

Your gross sale proceeds are what the buyer pays. From that, three things are deducted: your outstanding loan, your CPF principal (all CPF savings used for the flat, returned to your CPF OA), and CPF accrued interest (the interest CPF calculates on those savings at 2.5% p.a., compounded annually). What remains after these deductions is your cash in hand. Use the What's Your Flat Worth? calculator above to estimate your actual cash take-home based on Block 92 prices.

What is CPF accrued interest and why does it reduce my sale proceeds?

When you buy a flat using CPF, those funds are considered a loan from your CPF OA to yourself. When you sell, CPF Board requires you to return the principal plus the interest those funds would have earned had they stayed in your OA — currently 2.5% per annum, compounded. This is not a penalty or a fee paid to anyone; the money goes back into your CPF OA. However, it does reduce your cash proceeds — and the longer you have owned the flat, the larger the accrued amount. Use the CPF Accrued Interest Calculator above to estimate your deduction before you decide to sell.

How active is the resale market at Block 92?

Block 92 has recorded 5 resale transactions — roughly 0.2 sales per month over the past 24 months. The latest transaction closed in 2023-06.

What flat types are available at Block 92?

Block 92 Lor 4 Toa Payoh has 3 Room units.

How much can I unlock to upgrade if I sell my HDB at Block 92?

Selling to upgrade means planning both timelines and funds. Your proceeds split into cash in hand (for your next downpayment and transition costs) and CPF refund (returned to CPF OA). Use the What's Your Flat Worth? calculator above to estimate the equity you can deploy for your next home.

What is the remaining lease for Block 92?

Block 92 was built in 1967 with a 99-year lease. It has approximately 43 years 01 month remaining.

Does Block 92's remaining lease affect its resale value?

At 40 years remaining, buyers face significant CPF and bank financing restrictions. Your buyer pool is materially smaller and pricing should reflect this reality. An agent with experience in shorter-lease transactions is strongly recommended.

When can I sell my flat at Block 92 Lor 4 Toa Payoh?

Flats at Block 92 Lor 4 Toa Payoh have cleared their 5-year Minimum Occupation Period (MOP) and are eligible for resale on the open market. You can list your flat now.

How long does it take to sell an HDB flat?

The standard HDB resale process takes approximately 8–12 weeks from granting the Option to Purchase (OTP) to the completion appointment. This includes HDB resale application, HDB valuation, CPF usage approval, and final appointment scheduling.

Can I sell my HDB flat without an agent?

Yes — HDB's resale portal allows you to handle the transaction yourself. However, for owners upgrading to their next home, an experienced agent helps align pricing, buyer negotiation, and completion timing so your next purchase is less exposed to delays. The typical 1–2% commission is often recovered through a stronger sale outcome.

What are the costs of selling an HDB flat?

Typical costs for a seller:

Agent commission ~1–2% of sale price
Legal / conveyancing ~S$500 (HDB) or ~S$2,000 (private)
HDB admin fee S$80
Resale levy S$15,000–S$55,000 (if applicable)
Seller stamp duty None (after MOP)
Total (est.) on $325,000 excl. levy $7,080 to $8,580