How Much Is a Flat at Block 49 Lor 5 Toa Payoh Worth?

5 Room · Built 1993 · 66 years 06 months remaining MOP Cleared

Latest Sale

$1,063,888

2025-10 · 5 Room

Median $/sqm

$5,984

Based on 9 txns

Total Txns

9

Since data available

5-Yr Trend

▲39.0%

vs 5 years ago

What's Your Flat Worth?

Select your flat type and storey band, then click Get Estimate. Change your selection at any time and get a new estimate.

Flat Type

Storey Band (closest to your floor)

How did you buy?

Market Demand

⏳ Lower transaction volume — pricing and timing matter more here. A local expert helps.

Based on recent sales data · Updates monthly

Sold at this block (6mo)

1 flats ⚡

AVG. DAYS TO OFFER

~180 days

Transaction density proxy

BUYER DEMAND

3.7 / 10

Block Specialists

Connect with agents who know this block — coming soon.

Lease Clock

Watch
0 yrs 66 years left 99 yrs

Key threshold: 60 years

Your flat is approaching a key resale threshold

Your block has 66 years of lease left. Today, buyers can still get full CPF and bank loans — no restrictions. But once the lease drops below 65 years, buyers who purchase now will struggle to resell after their MOP. The closer you get, the smaller your buyer pool becomes.

An agent who knows this block can position your flat now, before the window narrows.

Transaction History 9 total

Date Floor Type sqm Price $/sqm
2025-10 04 TO 06 5 Room 136 $1,063,888 $7,823
2024-06 10 TO 12 5 Room 123 $908,888 $7,389
2023-05 07 TO 09 5 Room 126 $790,000 $6,270
2022-05 19 TO 21 5 Room 124 $828,000 $6,677
2021-02 01 TO 03 5 Room 122 $620,000 $5,082
2020-06 01 TO 03 5 Room 124 $608,888 $4,910
2020-05 16 TO 18 5 Room 124 $742,000 $5,984
2018-09 04 TO 06 5 Room 136 $710,000 $5,221
2018-08 04 TO 06 5 Room 126 $625,000 $4,960
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About Block 49 Lor 5 Toa Payoh

Block 49 at Lor 5 Toa Payoh is a residential HDB block in Toa Payoh, Singapore, built in 1993 with approximately 66 years remaining on its 99-year lease. The block contains 5 Room flats. The most recent transaction was a 5 Room flat (storeys 04–06) that sold for $1,063,888 in Oct 2025. The current median price per square metre is $5,984. Over the past five years, resale prices have risen by approximately 39.0%.

Buyers can use CPF and get full bank financing for flats with more than 60 years of lease remaining — Block 49 has 66 years left, meaning buyers face no financing restrictions.

All data is sourced from data.gov.sg and updated monthly.

Frequently Asked Questions

How much is a flat at Block 49 Lor 5 Toa Payoh?

Based on 9 recorded transactions, the median resale price is $986,388. The most recent sale was $1,063,888 in 2025-10.

Median by flat type (last 24 months)

Flat Type Most Recent Median
5 Room $986,388

What is my flat worth at Block 49?

The overall median resale price at Block 49 Lor 5 Toa Payoh is $986,388. Prices have risen 39.0% over the past 5 years.

How active is the resale market at Block 49?

Block 49 has recorded 9 resale transactions — roughly 0.4 sales per month over the past 24 months. The latest transaction closed in 2025-10.

What flat types are available at Block 49?

Block 49 Lor 5 Toa Payoh has 5 Room units.

How much can I unlock to upgrade if I sell my HDB at Block 49?

Selling to upgrade means planning both timelines and funds. Your proceeds split into cash in hand (for your next downpayment and transition costs) and CPF refund (returned to CPF OA). Use the What's Your Flat Worth? calculator above to estimate the equity you can deploy for your next home.

What is the remaining lease for Block 49?

Block 49 was built in 1993 with a 99-year lease. It has approximately 66 years 06 months remaining. Lease decay accelerates below 40 years and affects buyer CPF eligibility.

How long does it take to sell an HDB flat?

The standard HDB resale process takes approximately 8–12 weeks from granting the Option to Purchase (OTP) to the completion appointment. This includes HDB resale application, HDB valuation, CPF usage approval, and final appointment scheduling.

Can I sell my HDB flat without an agent?

Yes — HDB's resale portal allows you to handle the transaction yourself. However, for owners upgrading to their next home, an experienced agent helps align pricing, buyer negotiation, and completion timing so your next purchase is less exposed to delays. The typical 1–2% commission is often recovered through a stronger sale outcome.

What are the costs of selling an HDB flat?

Typical costs for a seller:

Agent commission ~1–2% of sale price
Legal / conveyancing ~S$500 (HDB) or ~S$2,000 (private)
HDB admin fee S$80
Seller stamp duty None (after MOP)
Total (est.) on $986,388 $20,308 to $21,808