How Much Is a Flat at Block 54 Lor 5 Toa Payoh Worth?

2 Room · Built 1967 · 40 years 06 months remaining MOP Cleared

Last updated: 13 Jun 2026

Latest Sale

$278,000

2026-01 · 2 Room

Median $/sqm

$5,581

Based on 18 txns

Total Txns

18

Since data available

5-Yr Trend

▲20.5%

vs 5 years ago

What Will You Actually Walk Away With?

Select your flat and storey. We'll calculate your estimated cash in hand, CPF refund, and all deductions — including accrued interest and resale levy.

Flat Type

Storey Band (closest to your floor)

How did you buy?

What are you thinking of buying next?

Market Demand

⏳ Lower transaction volume — pricing and timing matter more here. A local expert helps.

Based on recent sales data · Updates monthly

Sold at this block (6mo)

1 flats ⚡

AVG. DAYS TO OFFER

~180 days

Transaction density proxy

BUYER DEMAND

3.3 / 10

Block Specialists

Connect with agents who know this block — coming soon.

Lease Clock

Sell Now

0 yrs 40 years left 99 yrs

Key threshold: 60 years

Buyer financing is already restricted

Your block has 40 years of lease left. Buyers already face CPF usage limits and lower loan quantum when purchasing. This means fewer buyers qualify, and those who do will negotiate harder. Selling sooner gives you a larger buyer pool and a stronger sale price.

A specialist agent can target the right buyers and negotiate the best possible outcome for you.

Transaction History 18 total

Date	Blk	Floor	Type	sqm	Price	$/sqm
2026-01	54	07 TO 09	2 Room	43	$278,000	$6,465
2025-11	54	04 TO 06	2 Room	43	$280,000	$6,512
2025-09	54	04 TO 06	2 Room	43	$275,000	$6,395
2025-05	54	10 TO 12	2 Room	43	$295,000	$6,860
2025-01	54	07 TO 09	2 Room	43	$280,000	$6,512
2024-09	54	01 TO 03	2 Room	43	$270,000	$6,279
2023-09	54	07 TO 09	2 Room	43	$260,000	$6,047
2023-04	54	01 TO 03	2 Room	43	$240,000	$5,581
2022-06	54	01 TO 03	2 Room	43	$242,000	$5,628
2021-12	54	01 TO 03	2 Room	55	$252,500	$4,591
2021-11	54	07 TO 09	2 Room	43	$240,000	$5,581
2021-08	54	07 TO 09	2 Room	43	$228,000	$5,302
2021-04	54	10 TO 12	2 Room	43	$225,000	$5,233
2020-07	54	07 TO 09	2 Room	43	$185,000	$4,302
2020-02	54	04 TO 06	2 Room	43	$180,000	$4,186
2019-06	54	10 TO 12	2 Room	43	$215,000	$5,000
2017-10	54	10 TO 12	2 Room	43	$225,000	$5,233
2017-06	54	10 TO 12	2 Room	43	$236,000	$5,488
2026-06	57	07 TO 09	3 Room	61	$307,000	$5,033
2026-06	57	01 TO 03	3 Room	61	$318,000	$5,213
2026-05	35	04 TO 06	4 Room	102	$748,000	$7,333
2026-05	61	10 TO 12	3 Room	65	$380,000	$5,846
2026-05	59	07 TO 09	3 Room	61	$310,000	$5,082
2026-05	49	01 TO 03	5 Room	124	$898,000	$7,242
2026-04	53	10 TO 12	3 Room	68	$373,000	$5,485
2026-04	59	07 TO 09	3 Room	61	$338,000	$5,541
2026-04	34	04 TO 06	3 Room	67	$370,000	$5,522
2026-03	35	04 TO 06	4 Room	102	$780,000	$7,647
2026-03	55	07 TO 09	2 Room	43	$270,000	$6,279
2026-03	44	01 TO 03	5 Room	121	$780,000	$6,446
2026-03	38	04 TO 06	3 Room	67	$363,000	$5,418
2026-01	37	19 TO 21	4 Room	102	$902,000	$8,843
2026-01	50	04 TO 06	5 Room	124	$860,000	$6,935
2026-01	57	04 TO 06	3 Room	61	$338,000	$5,541
2026-01	54	07 TO 09	2 Room	43	$278,000	$6,465
2026-01	46	01 TO 03	5 Room	123	$855,000	$6,951
2026-01	53	04 TO 06	3 Room	68	$375,000	$5,515
2025-12	46	04 TO 06	5 Room	125	$850,000	$6,800
2025-12	34	01 TO 03	3 Room	67	$356,000	$5,313
2025-12	43	07 TO 09	5 Room	123	$850,000	$6,911
2025-12	53	16 TO 18	3 Room	68	$420,000	$6,176
2025-12	50	10 TO 12	5 Room	123	$881,000	$7,163
2025-11	38	10 TO 12	3 Room	67	$360,000	$5,373
2025-11	54	04 TO 06	2 Room	43	$280,000	$6,512
2025-11	53	04 TO 06	3 Room	68	$380,000	$5,588
2025-10	59	01 TO 03	3 Room	61	$330,000	$5,410
2025-10	53	01 TO 03	3 Room	68	$353,000	$5,191
2025-10	59	07 TO 09	3 Room	61	$340,000	$5,574
2025-10	59	04 TO 06	3 Room	61	$318,000	$5,213
2025-10	49	04 TO 06	5 Room	136	$1,063,888	$7,823
2025-09	61	07 TO 09	3 Room	78	$395,000	$5,064
2025-09	54	04 TO 06	2 Room	43	$275,000	$6,395
2025-09	50	04 TO 06	5 Room	123	$970,000	$7,886
2025-08	50	01 TO 03	5 Room	124	$888,000	$7,161
2025-08	57	07 TO 09	3 Room	61	$355,000	$5,820
2025-08	53	01 TO 03	3 Room	68	$353,000	$5,191
2025-07	35	04 TO 06	5 Room	119	$1,018,000	$8,555
2025-07	35	13 TO 15	4 Room	102	$835,000	$8,186
2025-07	57	10 TO 12	3 Room	61	$366,000	$6,000
2025-06	50	07 TO 09	5 Room	123	$870,000	$7,073
2025-06	45	04 TO 06	5 Room	123	$880,000	$7,154
2025-06	53	13 TO 15	3 Room	68	$408,000	$6,000
2025-06	36	22 TO 24	5 Room	120	$1,020,000	$8,500
2025-06	45	07 TO 09	5 Room	136	$990,000	$7,279
2025-05	38	04 TO 06	3 Room	67	$375,000	$5,597
2025-05	54	10 TO 12	2 Room	43	$295,000	$6,860
2025-05	55	07 TO 09	2 Room	43	$272,000	$6,326
2025-04	50	10 TO 12	5 Room	123	$930,000	$7,561

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About Block 54 Lor 5 Toa Payoh

Flats at Block 54 Lor 5 Toa Payoh have been selling at a median of $6,465/sqm — up 0.2% over the last 6 months, mainly 2-room flats at $278,000 median, with 1 transaction recorded.

The block is a 11-minute walk from Braddell MRT Station (841m) and is near Toa Payoh HDB Hub mall (1148m, 14 min walk). It is also near Kheng Cheng School (1014m, 13 min walk), Pei Chun Public School (862m, 11 min walk), and First Toa Payoh Primary School (792m, 10 min walk).

All data is sourced from data.gov.sg and updated daily.

What's Near Block 54 Lor 5 Toa Payoh?

Facilities and transport within a 15-minute walk. Walking times are route-based.

MRT / LRT

BRADDELL MRT STATION 841m · 11 min

Nearby Schools

KHENG CHENG SCHOOL 1014m · 13 min

PEI CHUN PUBLIC SCHOOL 862m · 11 min

FIRST TOA PAYOH PRIMARY SCHOOL 792m · 10 min

Hawker Centres

Toa Payoh Lorong 4 Blk 93 403m · 5 min

Toa Payoh Lorong 5 Blk 75 422m · 6 min

Toa Payoh Lorong 4 Blk 74 (Toa Payoh Vista Market) 598m · 8 min

Shopping Malls

Toa Payoh HDB Hub 1148m · 14 min

Community Facilities

Toa Payoh Central CC (Pendng U/C) 912m · 11 min

Toa Payoh Library 837m · 11 min

Other Blocks on Lor 5 Toa Payoh

Block 55 Lor 5 Toa Payoh Block 53 Lor 5 Toa Payoh Block 57 Lor 5 Toa Payoh

Frequently Asked Questions

How much is a flat at Block 54 Lor 5 Toa Payoh?

Based on 18 recorded transactions, the median resale price is $279,000. The most recent sale was $278,000 in 2026-01.

Median by flat type (last 24 months)

Flat Type Most Recent Median

2 Room $279,000

What is my flat worth at Block 54?

The overall median resale price at Block 54 Lor 5 Toa Payoh is $279,000. Prices have risen 20.5% over the past 5 years.

How much cash will I actually receive when I sell my flat at Block 54?

Your gross sale proceeds are what the buyer pays. From that, three things are deducted: your outstanding loan, your CPF principal (all CPF savings used for the flat, returned to your CPF OA), and CPF accrued interest (the interest CPF calculates on those savings at 2.5% p.a., compounded annually). What remains after these deductions is your cash in hand. Use the What's Your Flat Worth? calculator above to estimate your actual cash take-home based on Block 54 prices.

What is CPF accrued interest and why does it reduce my sale proceeds?

When you buy a flat using CPF, those funds are considered a loan from your CPF OA to yourself. When you sell, CPF Board requires you to return the principal plus the interest those funds would have earned had they stayed in your OA — currently 2.5% per annum, compounded. This is not a penalty or a fee paid to anyone; the money goes back into your CPF OA. However, it does reduce your cash proceeds — and the longer you have owned the flat, the larger the accrued amount. Use the CPF Accrued Interest Calculator above to estimate your deduction before you decide to sell.

How active is the resale market at Block 54?

Block 54 has recorded 18 resale transactions — roughly 0.8 sales per month over the past 24 months. The latest transaction closed in 2026-01.

What flat types are available at Block 54?

Block 54 Lor 5 Toa Payoh has 2 Room units.

How much can I unlock to upgrade if I sell my HDB at Block 54?

Selling to upgrade means planning both timelines and funds. Your proceeds split into cash in hand (for your next downpayment and transition costs) and CPF refund (returned to CPF OA). Use the What's Your Flat Worth? calculator above to estimate the equity you can deploy for your next home.

What is the remaining lease for Block 54?

Block 54 was built in 1967 with a 99-year lease. It has approximately 40 years 06 months remaining.

Does Block 54's remaining lease affect its resale value?

At 40 years remaining, buyers face significant CPF and bank financing restrictions. Your buyer pool is materially smaller and pricing should reflect this reality. An agent with experience in shorter-lease transactions is strongly recommended.

When can I sell my flat at Block 54 Lor 5 Toa Payoh?

Flats at Block 54 Lor 5 Toa Payoh have cleared their 5-year Minimum Occupation Period (MOP) and are eligible for resale on the open market. You can list your flat now.

How long does it take to sell an HDB flat?

The standard HDB resale process takes approximately 8–12 weeks from granting the Option to Purchase (OTP) to the completion appointment. This includes HDB resale application, HDB valuation, CPF usage approval, and final appointment scheduling.

Can I sell my HDB flat without an agent?

Yes — HDB's resale portal allows you to handle the transaction yourself. However, for owners upgrading to their next home, an experienced agent helps align pricing, buyer negotiation, and completion timing so your next purchase is less exposed to delays. The typical 1–2% commission is often recovered through a stronger sale outcome.

What are the costs of selling an HDB flat?

Typical costs for a seller:

Agent commission ~1–2% of sale price

Legal / conveyancing ~S$500 (HDB) or ~S$2,000 (private)

HDB admin fee S$80

Resale levy S$15,000–S$55,000 (if applicable)

Seller stamp duty None (after MOP)

Total (est.) on $279,000 excl. levy $6,160 to $7,660