How Much Is a Flat at Block 6 Lor 7 Toa Payoh Worth?

4 Room, 5 Room · Built 1998 · 71 years 10 months remaining MOP Cleared

Last updated: 13 Jun 2026

Latest Sale

$968,000

2025-12 · 5 Room

Median $/sqm

$6,074

Based on 27 txns

Total Txns

27

Since data available

5-Yr Trend

▲35.3%

vs 5 years ago

What Will You Actually Walk Away With?

Select your flat and storey. We'll calculate your estimated cash in hand, CPF refund, and all deductions — including accrued interest and resale levy.

Flat Type

Storey Band (closest to your floor)

How did you buy?

What are you thinking of buying next?

Market Demand

📊 Moderate activity — a specialist agent can position your flat to the right buyer.

Based on recent sales data · Updates monthly

Sold at this block (6mo)

2 flats ⚡

AVG. DAYS TO OFFER

~90 days

Transaction density proxy

BUYER DEMAND

4.3 / 10

Block Specialists

Connect with agents who know this block — coming soon.

Lease Clock

Watch
0 yrs 71 years left 99 yrs

Key threshold: 60 years

Your flat is approaching a key resale threshold

Your block has 71 years of lease left. Today, buyers can still get full CPF and bank loans — no restrictions. But once the lease drops below 65 years, buyers who purchase now will struggle to resell after their MOP. The closer you get, the smaller your buyer pool becomes.

An agent who knows this block can position your flat now, before the window narrows.

Transaction History 27 total

Date Floor Type sqm Price $/sqm
2025-12 13 TO 15 5 Room 121 $943,888 $7,801
2025-12 22 TO 24 5 Room 121 $968,000 $8,000
2025-10 16 TO 18 5 Room 120 $950,000 $7,917
2025-09 07 TO 09 5 Room 121 $960,000 $7,934
2025-09 22 TO 24 5 Room 120 $958,000 $7,983
2025-04 16 TO 18 5 Room 121 $1,008,000 $8,331
2025-03 25 TO 27 5 Room 121 $980,000 $8,099
2025-02 01 TO 03 5 Room 121 $842,800 $6,965
2024-07 13 TO 15 5 Room 120 $918,000 $7,650
2023-02 04 TO 06 5 Room 121 $798,888 $6,602
2022-03 25 TO 27 5 Room 121 $830,500 $6,864
2021-10 04 TO 06 4 Room 100 $580,000 $5,800
2021-06 16 TO 18 5 Room 120 $763,888 $6,366
2021-06 07 TO 09 5 Room 120 $705,000 $5,875
2021-03 07 TO 09 4 Room 103 $565,000 $5,485
2020-12 10 TO 12 5 Room 120 $720,000 $6,000
2020-12 16 TO 18 5 Room 121 $735,000 $6,074
2020-11 22 TO 24 5 Room 120 $740,000 $6,167
2020-10 10 TO 12 5 Room 121 $668,000 $5,521
2019-02 07 TO 09 5 Room 121 $703,000 $5,810
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About Block 6 Lor 7 Toa Payoh

Flats at Block 6 Lor 7 Toa Payoh have been selling at a median of $7,900/sqm — down 0.6% over the last 6 months, mainly 5-room flats at $955,944 median, with 2 transactions recorded.

The block is a 16-minute walk from Braddell MRT Station (1298m) and is near Toa Payoh HDB Hub mall (1578m, 19 min walk). It is also near Pei Chun Public School (368m, 5 min walk) and First Toa Payoh Primary School (287m, 4 min walk).

All data is sourced from data.gov.sg and updated daily.

What's Near Block 6 Lor 7 Toa Payoh?

Facilities and transport within a 15-minute walk. Walking times are route-based.

Nearby Schools

PEI CHUN PUBLIC SCHOOL 368m · 5 min
FIRST TOA PAYOH PRIMARY SCHOOL 287m · 4 min

Hawker Centres

Toa Payoh Lorong 7 Blk 22 (Kim Keat Palm Market and Food Centre) 644m · 8 min
Toa Payoh Lorong 8 Blk 210 421m · 6 min
Toa Payoh Lorong 5 Blk 75 800m · 10 min

Community Facilities

Toa Payoh East CC (Pending relocation) 889m · 11 min

Other Blocks on Lor 7 Toa Payoh

Block 7 Lor 7 Toa Payoh Block 8 Lor 7 Toa Payoh Block 10 Lor 7 Toa Payoh

Frequently Asked Questions

How much is a flat at Block 6 Lor 7 Toa Payoh?

Based on 27 recorded transactions, the median resale price ranges from $550,250 (4 Room) to $763,888 (5 Room). The most recent sale was $968,000 in 2025-12.

Median by flat type (last 24 months)

Flat Type Most Recent Median
4 Room $550,250 (all-time)
5 Room $958,000

What is my flat worth at Block 6?

The overall median resale price at Block 6 Lor 7 Toa Payoh is $958,000. Prices have risen 35.3% over the past 5 years.

How much cash will I actually receive when I sell my flat at Block 6?

Your gross sale proceeds are what the buyer pays. From that, three things are deducted: your outstanding loan, your CPF principal (all CPF savings used for the flat, returned to your CPF OA), and CPF accrued interest (the interest CPF calculates on those savings at 2.5% p.a., compounded annually). What remains after these deductions is your cash in hand. Use the What's Your Flat Worth? calculator above to estimate your actual cash take-home based on Block 6 prices.

What is CPF accrued interest and why does it reduce my sale proceeds?

When you buy a flat using CPF, those funds are considered a loan from your CPF OA to yourself. When you sell, CPF Board requires you to return the principal plus the interest those funds would have earned had they stayed in your OA — currently 2.5% per annum, compounded. This is not a penalty or a fee paid to anyone; the money goes back into your CPF OA. However, it does reduce your cash proceeds — and the longer you have owned the flat, the larger the accrued amount. Use the CPF Accrued Interest Calculator above to estimate your deduction before you decide to sell.

How active is the resale market at Block 6?

Block 6 has recorded 27 resale transactions — roughly 1.1 sales per month over the past 24 months. The latest transaction closed in 2025-12.

What flat types are available at Block 6?

Block 6 Lor 7 Toa Payoh has 4 Room, 5 Room units. Median prices range from $550,250 to $763,888.

How much can I unlock to upgrade if I sell my HDB at Block 6?

Selling to upgrade means planning both timelines and funds. Your proceeds split into cash in hand (for your next downpayment and transition costs) and CPF refund (returned to CPF OA). Use the What's Your Flat Worth? calculator above to estimate the equity you can deploy for your next home.

What is the remaining lease for Block 6?

Block 6 was built in 1998 with a 99-year lease. It has approximately 71 years 10 months remaining.

Does Block 6's remaining lease affect its resale value?

At 71 years remaining, lease length is not a meaningful factor for your sale. Buyers can use their full CPF savings and access standard bank financing. Your buyer pool is unrestricted.

When can I sell my flat at Block 6 Lor 7 Toa Payoh?

Flats at Block 6 Lor 7 Toa Payoh have cleared their 5-year Minimum Occupation Period (MOP) and are eligible for resale on the open market. You can list your flat now.

How long does it take to sell an HDB flat?

The standard HDB resale process takes approximately 8–12 weeks from granting the Option to Purchase (OTP) to the completion appointment. This includes HDB resale application, HDB valuation, CPF usage approval, and final appointment scheduling.

Can I sell my HDB flat without an agent?

Yes — HDB's resale portal allows you to handle the transaction yourself. However, for owners upgrading to their next home, an experienced agent helps align pricing, buyer negotiation, and completion timing so your next purchase is less exposed to delays. The typical 1–2% commission is often recovered through a stronger sale outcome.

What are the costs of selling an HDB flat?

Typical costs for a seller:

Agent commission ~1–2% of sale price
Legal / conveyancing ~S$500 (HDB) or ~S$2,000 (private)
HDB admin fee S$80
Resale levy S$15,000–S$55,000 (if applicable)
Seller stamp duty None (after MOP)
Total (est.) on $958,000 excl. levy $19,740 to $21,240